                    &Savings Account         &  SS Pension         &Home-Building         &     Old Age         &Female Child Account         &Widow Pension         &     LPG Gas         &Child Support         &       Total         \\
\midrule
Will complete application independently&          16         &           7         &           5         &           1         &          10         &           1         &           0         &           2         &          42         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Don't have time to complete application&           7         &           2         &           1         &           0         &           1         &           0         &           0         &           1         &          12         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Already receiving scheme&           3         &           0         &           5         &           9         &           3         &           1         &           3         &           1         &          25         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Not enough savings to invest on a regular basis&          27         &           8         &           0         &           0         &          10         &           0         &           0         &           0         &          45         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Ineligible (not covered on government list)&           0         &           0         &          66         &           0         &           1         &           0         &           0         &           0         &          67         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Ineligible (government employee)&           0         &           1         &           0         &           5         &           1         &           1         &           0         &           0         &           8         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Issue in document(s)&           2         &           0         &           0         &           5         &           2         &           0         &           3         &           0         &          12         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Not permitted by another household member&          24         &           9         &           2         &           0         &           7         &           0         &           0         &           0         &          42         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
No longer interested&          18         &           6         &           0         &           0         &           2         &           0         &           0         &           0         &          26         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Already have a bank account&          11         &           1         &           0         &           0         &           0         &           0         &           0         &           0         &          12         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Died or relative died&           1         &           1         &           1         &           0         &           0         &           0         &           0         &           1         &           4         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Total               &         109         &          35         &          80         &          20         &          37         &           3         &           6         &           5         &         295         \\
                    &                     &                     &                     &                     &                     &                     &                     &                     &                     \\
